Introducing our Current Account!

Mullingar Credit Union gives you a real choice for your day-to-day financial needs with its full-service Current Account.

With instant access to your money through a Mastercard® Debit Card, a secure app, online portal and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

With low transparent fees, it’s more local, more trustworthy, and has our commitment to a sensible approach to money.

 Features & Benefits

  • Easy to sign up
  • Same friendly service
  • Globally accepted Mastercard Debit Card
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payments
  • Low transparent fees
  • Overdraft facility (subject to approval)
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards

I AM already a member and registered for online services

Log in online and apply for a Current Account in minutes


Register for Online Services and open your Current Account

I am not a Member but would like to become one and open a Current Account

Joining Mullingar Credit Union is an easy, straightforward process

I would like to open a Current Account in person

Drop into any of our 5 offices

Please see the links below for more information:

Schedule of Account Fees & Charges (pdf)
Current Account and Debit Card Terms & Conditions 2021 (pdf)
Current Account and Debit Card Terms & Conditions 2019 (pdf)
Current Account Currency Conversion (link)
Current Account Customer Brochure (pdf)

For more information please visit

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Mullingar Credit Union Limited is regulated by the Central Bank of Ireland.

Lost or stolen cards

To report a lost or stolen debit card or if you are suspicious of transactions relating to your debit card, please immediately phone our Credit Union Card Services Team on (01) 693 3333.