Cultivate is our newest lending product that enables us help our farming members develop and future proof their business by providing quick and easy access to finance – borrow up to €50,000 for up to 7 years at a variable interest rate of 6.55%, typical APR 6.75%.


Whatever your needs:

  • Invest in new or second hand machinery
  • Upgrade your buildings and facilities
  • Purchase additional livestock
  • Obtain working capital
  • Increase cashflow


Why choose Cultivate:

  • Free Loan Protection Insurance, if the borrower dies the loan is cleared – subject to age & health restrictions.
  • Choice of repayment options to suit your circumstances.
  • Interest is charged on the reducing balance of the loan.

  • No penalty charges for early repayment.

  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.

Cultivate Farm Loans are subject to approval. Terms and Conditions apply. Enquire here for more information