You can transfer funds electronically from your Credit Union account to a bank account of your choice and vice versa via the SEPA Credit Transfer (SCT) scheme. This facility is safer, more secure and faster than using cash or cheque payments. Mullingar Credit Union currently does not charge for this service.

Salaries, wages, social welfare, grant payments and pensions can be paid directly into your credit union account. Members have immediate access to these funds.

The SEPA Credit Transfer (SCT) scheme facilitates the execution of credit transfers in euro between accounts in banks located in the Single European Payments Area (SEPA).

What countries make up the 36 Country SEPA Zone?
The 36 SEPA Zone countries comprise the existing 27 EU member states of Austria, Belgium, Britain, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Republic of Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovenia, Slovakia, Spain and Sweden, the 3 EEA countries of Norway, Liechtenstein, Iceland, and 6 non-EEA countries of Andorra, San Marino, Switzerland, United Kingdom, Monaco and Vatican City State

For credit transfers to and from banks located in countries outside the SEPA zone, please contact our office at (044)9348817 for more information.

Regular Bill Payments (Standing Orders)

This facility enables you to set up payments to be sent from your Credit Union account for a fixed amount and at a set frequency to a supplier or bank account of your choice. This facility can be used in many different way e.g. to pay bills, rent, maintenance etc. when the amount and frequency does not vary. Mullingar Credit Union currently does not charge for this service.